Technology

Three advantages of having Mini Dash Cam installed in your vehicles

With the increasing number of people on the road these days, more and more accidents happen. If you end up in an accident, having an in-car camera installed will protect you from wrongful fault when you are not at fault. However, that’s not the only reason to put a camera on your car’s dash. There are several other advantages to having mini dash cameras installed in our vehicles. Below I have listed some of those benefits.

Insurance premiums

Installing a dash cam can prevent your insurance premiums from rising. Drivers have begun using video from these cameras as independent witnesses to prove who is at fault after accidents. You now have rock solid evidence of any collision or other incident in case you need it. At this time, there are no insurance companies offering premium discounts for adults installing dash cams. However, there is a company that discounts premiums for young drivers who have them. This brings me to the next advantage on our list.

Safe Driver Program for Teens

A company known as American Family Insurance has started a Teen Safe Driver Program in which they give new teen drivers a free mini dash cam for one year. The program includes driver training and education to help them become better drivers. The camera provided by the company records the interior and exterior of the vehicle when it detects a turn and sudden speed increasing or decreasing. The recordings are then sent to driving coaches over Wi-Fi, where they can rate teen drivers on a weekly report card. Parents can review the report each week by logging in and reviewing the videos and grades. By participating, teens get a ten percent discount on their premiums. Therefore, these cameras not only allow lower premiums for teen drivers, but also help parents keep an eye on their children’s driving. At the same time, making our teens better drivers and making the roads safer to drive.

Crash for Cash

This is similar to the reasoning behind insurance premiums. A dash cam protects you against scammers who intentionally get into car accidents to extort money from their victims. It has become such an epidemic that it now has its own nickname. This dangerous stunt is known as the “cash shock” scam.

You can find thousands of dash cam clips on YouTube. The reason is that incidents are commonly recorded on tape. They are usually caused by a person doing something that is unethical. For example, one of the most popular dash cam videos shows a guy running down the road and starting to act like he’s been hit by a car. However, the funny thing is that the car had already come to a complete stop before the guy hit the road. Who knows what would have happened if there had been no video evidence to show that the guy was faking it? Considering the cost at risk of not having one versus the cost of the camera itself, the advantages of having mini dash cameras installed are obvious.

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